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At GTK Investments, we provide the best advice when it comes to investing in property. Working from our Brighton office, we can give you the tools you need to make smart investment decisions, making the most of Australia’s record low interest rates.

Property investments to secure a financial future

Home ownership is the great Australian dream. That now includes owning investment property, which many people use as a stepping stone to home ownership and wealth creation. And for every person who invests, many aspire to. Working-class people rely on home ownership to drive those aspirations.
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What is Negative Gearing?

Negative gearing is a tax treatment that applies to the income people make from rental properties. A rental property is negatively geared if you have to borrow money to buy it and the rental income, after deducting all the other property expenses, does not cover the interest on the mortgage. This net loss can be used as a deduction against other income earned, for example a salary, before tax is paid on it.

Negative Gearing Statistics

Analysis of ATO statistics showed 67 per cent of the people who use negative gearing have taxable incomes of $80,000 or less. The ATO tax statistics by occupations show that police were most likely to use negative gearing (23%), followed by teachers (14%), and nurses (12%).

Tax Refunds

Tax refund through negative gearing can be claimed annually as a lump back sum from the ATO. Alternatively, you have the option to use a “PAYG withholding variation application” which allows the personal income tax taken from the gross salary to be reduced proportional to what would have been the annual return. This option assists investors to manage cash flows of negatively geared investment properties.

With Australia’s record low interest rates, now’s the time to invest in residential property. For expert advice, call us today on 1300 659 726.

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